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Posts by Editor

Preventive Measures to Avoid Frozen Pipes

As you are aware, we are entering an extended period of frigid weather. Predictions are that we may see record breaking low temperatures this week and that this below normal pattern may be with us into January of 2018. During this period of time, it is important that you think about your normal habits for…

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Important Information Regarding Fuel Delivery and Service

Prolonged frigid cold weather is expected in the Northeast. Townsend Energy will be working around the clock for those in critical need of fuel deliveries and service. We will go to extraordinary efforts during this weather emergency to provide your fuel requirements in a timely manner. Please stay warm and be safe. Here are some…

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Tips when preparing for the frigid cold

Frigid Cold Weather Tips

Frigid temperatures are already making their way through our region. Below are some some tips to prepare for the cold and reduce the likelihood of damaging situations from occurring. 1. Don’t turn your thermostat down when you leave. With plummeting temperatures, your heating system will work harder to catch up. And if you happen to…

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3 Ways to Save Money On Your Homeowner’s Insurance

1. Insurance Credits Many homeowners don’t realize that there are numerous credits available to them which can result in sizeable savings. Credits  related to Fire and Burglar Alarms, Being A Non-Smoker, Loss Free Credit, Security Cameras, New Home Discounts, Combination Discounts (Bundling Home and Auto), Generator ownership, and Freeze Alarms, are potential areas for savings, and your…

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Can Your Business Survive a Cyber Attack?

Cyber attacks are costing companies billions of dollars. Small and medium-sized businesses are increasingly at risk. Is your company prepared for the costs related to a cyber attack? Here are some examples of costs related to cyber attacks: The cost of remediation against attacks – such as notifying your customers Lost revenue due to a…

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Why Subcontractors Need to Carry Their Own Insurance

Companies often require subcontractors to complete work that fall outside their in-house capabilities.  The following is valuable information you need to know: Here’s an example: Company A uses ABC Subcontractor to install new wood flooring that had been damaged due to a flood. Because the job was time sensitive, Company A failed to request a…

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Slow down, save money…and lives

How many times has the following happened to you? You’re speeding down I-95 when you spot a state police car. You quickly hit the brakes and slow down, relieved that you didn’t get caught … this time. Now take a minute to think what could have happened if you hadn’t been so lucky. First, your…

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Do you need rental car insurance?

You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I figure this out before I left on my…

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Distracted Driving

Avoiding distractions while driving could save your life You’ve seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers in come in all shapes, sizes, ages and experience levels. Even if you’re not one today, you could become one at any moment — in…

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I’m borrowing my friend’s car… am I covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at the Townsend Insurance Group, we get a lot of questions about borrowing or loaning a car. Now that summer is here, and you might be looking to borrow your neighbor’s truck for a home-improvement project or a…

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